Advisory-Led Protection
Thoughtful guidance that looks beyond individual policies to ensure coverage aligns with each client’s broader goals and risks.
Homes, Properties & Businesses
Structured protection for primary homes, investment properties, and business operations requiring careful planning.
Families & Financial Security
Insurance strategy designed to help protect what clients have built — today and into the future.
Who We Serve
We work primarily with Southern California homeowners, families, and business owners who value thoughtful guidance and long-term protection strategy.
Many of our clients come through trusted referrals and professional partnerships, and appreciate responsive service, clear advice, and coverage that evolves as their needs grow.
Led by Experience. Guided by Responsibility.
Principal Carla Ramirez brings more than two decades of experience helping Southern California families and business owners protect what they’ve built.
Her leadership combines disciplined preparation, thoughtful guidance, and a commitment to long-term client trust.
Learn more about Carla and our firm → About Us
Connect With Our Team
Our firm serves clients across Southern California with both in-person and remote support, allowing us to remain responsive and accessible wherever our clients are located.
For time-sensitive needs, real estate timelines, or general inquiries, our team is available to assist promptly.
Phone: 310-545-1027
Email: Service@cramirezinsurance.com
Office Location:
920 Manhattan Beach Blvd Suite 1
Manhattan Beach, CA 90266
Ready to Review Your Protection Strategy?
If you’ve been referred to our firm, or are seeking thoughtful guidance on protecting your home, business, or family, we welcome the opportunity to connect.